ESP Software Overview

ESP allows the process of Debt Settlement to be fully automated between the client and the creditor; empowering the consumer to stay in control and up-to-date throughout the process.

Immediately upon the client signing the license/subscription agreement for the ESP system:

• All of the information contained within that contract is transferred to ESP.
• Once transferred, ESP immediately initiates contact with the creditors on behalf of the client.
• A Cease and Desist Letter and a Settlement Proposal will be automatically sent to client’s creditors.
• ESP acts as the client’s “arbitrator/negotiator” by aggressively sending out settlement proposals.

ESP becomes more aggressive as the consumer accumulates funds in their trust account. The intermediary’s relationship with ESP is simply remarkable.

Should a creditor decline a proposal or submit a counter offer, ESP will automatically generate a new proposal that will be sent to the creditor and continue to drive negotiations. Once a creditor has accepted a settlement proposal, the consumer will then direct funds from their escrow account to satisfy the outstanding debt. Only the client can direct payments to any creditor. This keeps the consumer’s money secure.

The beauty of our system is that the client has access to view negotiations as they occur and never loses control of the process.

The client will be able to conveniently create changes to their account, such as adding creditors, changing their address and updating their banking information. ESP will recognize these changes immediately and automatically update the Cease and Desist Letters, Settlement Proposals and Payment Information.

Creditors will be provided access to ESP and be able to view all accounts which have been enrolled into the program. Creditors will have the capability of accepting, declining or submitting counter offers through their ESP online account. In addition, creditors will have the ability to pull accounts and do bulk settlements.

Traditionally, debt settlement is a difficult, time consuming and cumbersome process. What everyone loves about ESP is that it modernizes the debt settlement industry with a system which is both user friendly to the creditor and the consumer. The ESP system also provides the luxury of having all communication with the creditors viewable and fully automated.

Should the client need further assistance, ESP is supported by FBL Associates Law Firm. Each client will receive an independent contractor attorney in their state for legal guidance. In addition, Pre-Paid Legal Inc. will provide up to 40 hours of Attorney court representation for each client.

All of this value will be provided at no additional cost to the client.

• Self-help program with a secure log in that guides the client through the settlement process.
• Automatic generation of settlement proposals to creditors in attempt to satisfy the outstanding balance. In some cases, offers are sent as low as 20%
• Provides Creditors and 3rd party agencies access to view and submit offers on client’s accounts, as well as complete settlements in bulk.
• Cease and Desist letters are automatically sent to all enrolled creditors/3rd party collection agencies.
• Nationwide Law Firm accessible to clients should they need additional assistance.
• Up to Forty (40) hours of court attorney representation through Pre-Paid Legal Services, Inc
• Monthly Debt Reduction Give Away in which One Client every month will be eligible to win a $5,000 credit that will be paid towards client’s unsecured debts!

DAAN MODULE: re-directs harassing inbound calls from creditors and collectors to our Law Firm.

Please Note: All fees for FBL Associates are included with client purchase of subscription agreement. (However, client may hire his/her own attorney at his/her own expense to conduct negotiations. Client is not obligated to use provided Law Firm.).

SUBSCRIPTION COST:
$750.00 PER UNIT. EACH UNIT IS EQUAL TO $5000.00 OF UNSECURED DEBT

(Costs are similar to debt settlement firms but through our software you get more added value and supplemental services with your AKT subscription.)

Home Saver 1.1 Overview

The objective of this software is to assist U.S. homeowners with the modification of their mortgage bank loans. The Home Saver 1.1 Software has allowed countless clients to adjust their Mortgage Loans. Thanks to this Software, our clients have saved an average of $11,721.23 on the life of their loan, allowing numerous home owners to afford and stay in their homes.

Home Saver 1.1 LOAN MODIFICATION SOFTWARE

Our Bank Approved Loan Modification Package includes the following:

• Personalized login
• Ability to Convert Adjustable Rate Mortgages and Pay Option Loans into low Fixed Rate loans (as low as 3%)
• Lowering the rate on a high Fixed Rate loan
• Principal Reduction for homes with upside down equity
• Re-Amortizing your loan into 40 or 50 years
• Ability to adjust first and second Mortgage Loans ( Must be same bank)
• Loan Modification Request Letter
• Loan Modification Proposal
• Detailed Monthly Expense Worksheet
• Detailed Monthly Income Worksheet
• Your Blank Hardship Letter
• Customized NPV Analysis (what’s NPV?)
• $500 gas card
• $500 grocery card

Cost to client: $499.99

Coming Soon